When my five-year pledge to the Blessed Stanley Rother Shrine was completed this year, I debated on where to direct my charitable giving. I thought about contributing to a new ministry, increasing the amounts given to the current charities and more. Whatever I decided to do, it meant a shift in my habits, more payments to keep track of, maybe a little research on a new ministry... it could get complicated. On top of that, I had an attack of the “what ifs.” What if I experienced an unexpected expense? What if the new charity merged with another that was unknown to me? What if a family member needed financial help? Wouldn’t I want to be prepared to help?